Qualification Calculator - US Mortgage Capital

Qualification Calculator

See if your income is sufficient to qualify

Desired Mortgage for new home

Total Number of Years on Mortgage

Interest Percentage of Mortgage

Annual Property Taxes on your new Home

Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).

Summary

Principal & Interest	Total Housing Payment (tax & insurance incl).	Required Salary

Estimated required salary is based on conservative traditional underwriting guidelines. If you do not meet the estimated required salary computed, you should not assume you will not qualify. Many factors are involved in a loan approval, including down payment, prior credit history, and assets, among other things.

DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification.

If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required

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US Mortgage Capital or its affiliates do not lend outside of US Territories.