Best Rate & Lowest Fees, Guaranteed!
You're guaranteed to receive the lowest available market interest rates and closing costs Guaranteed! If we cannot beat a competitor's rate/fee structure, we'll pay you $600.00 in cash!
See the terms and conditions of our Best Rate / Low Fee Guarantee
Security against rising mortgage rates and higher payments
- Your interest rate and mortgage payment will never change at any time during the life of the loan.
- Knowing your rate and payment never increase will give you peace of mind and make it easy to budget your finances.
Choose the term that's right for you
- The traditional 30-year fixed-rate mortgage is a great choice for people who plan on living in their home for longer than 10 years.
- The innovative 40-year US Mortgage Capital Mortgage gives you an even lower payment than a 30-year fixed term.
- Pick a 10- or 15-year US Mortgage Capital Mortgage to pay off your home sooner and pay less interest over the life of the loan.
The US Mortgage Capital Difference
- At US Mortgage Capital , our home loan experts provide you with a complete analysis to find the best mortgage loan that fits your particular mortgage needs, as well as sound mortgage advice.
- We provide the best home mortgage lending services because we believe in taking care of every client, every time; no exceptions, no excuses.
- It's why we're the #1 online mortgage banker in America and why nine out of 10 clients would recommend us to their family and friends.
How the US Mortgage Capital ® Fixed-Rate Loan works
Your interest rate or monthly mortgage payment never changes over the life of your loan.
US Mortgage Capital allows you to refinance your mortgage at any time without charging pre-payment penalties
In fact, US Mortgage Capital is the only lender in the country who offers a FREE REFINANCE PROGRAM .
If rates drop after you close you can refinance to the lower rate WITH NO CLOSING COSTS!
- You can get a fixed-rate mortgage for 10, 15, 20, 25, or 30 years.
- US Mortgage Capital also offers a fixed-rate mortgage with a 40-year term. With this program, your mortgage term is 30 years and the loan is amortized over 40 years. After 30 years, the remaining balance on the loan is due in full. Actual balance due after 30 years will vary depending upon how much additional principal you have paid toward your loan.
- Actual mortgage payments will vary based on your individual client situation and current mortgage rates. Talk to US Mortgage Capital to find out exactly what your loan terms will be.
Who it's for
- People who want to avoid rising interest rates and payments.
- Homeowners who aren't going to move and plan on owning their home for 10 years or more.
- People who want a mortgage from a lender with superior client service.
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