No doc loans - a fast mortgage for people with excellent credit.
Best Rate & Lowest Fees, Guaranteed!
You're guaranteed to receive the lowest available market interest rates and closing costs Guaranteed! If we cannot beat a competitor's rate/fee structure, we'll pay you $600.00 in cash!
See the terms and conditions of our Best Rate / Low Fee Guarantee
A fast mortgage, streamlined with less paperwork for those with good credit
- No income verification needed for people who are self-employed, work on commission, or for those who have difficulty documenting their income.
- We make the mortgage process easier for you - no documentation means less paperwork.
- A US Mortgage Capital Loans mortgage expert can help you understand every option available to you.
Cash-out and interest-only fast mortgage loans are available
- A cash-out option is available on qualifying loans. I
- Or choose the interest-only option to increase your cash flow when you need to.
- Use your money to remodel your home, pay off high-interest bills, pay for college tuition, or contribute more toward your 401k! The choice is yours
No pre-payment penalties
US Mortgage Capital Loans allows you to refinance your mortgage at any time with absolutely no pre-payment penalties. In fact, US Mortgage Capital is the only lender in the country who offers a FREE REFINANCE PROGRAM .
If rates drop after you close you can refinance to the lower rate WITH NO CLOSING COSTS!
How the Quick & Easy home loan work
- No income, assets, or employment documentation required.
- The Quick & Easy home loan is a 15- or 30-year amortizing fixed-rate loan.
- The interest-only option is only available with the 30-year fixed-rate mortgage. During the first 10 years of the loan, you have the choice each month to pay only the interest or interest plus principal. After the 10-year interest-only period, principal and interest payments are due. The remainder of your loan balance will be recalculated and amortized over the remaining 20 years.
- The Quick & Easy home loan may be used to finance your primary, secondary, or investment home.
- Actual mortgage payments will vary based on your individual client situation and current mortgage rates. The Quick & Easy home loan is not available in all states.
Who it's for
- People with good to excellent credit ratings.
- Those who don't want to document income and want less paperwork..
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